The 2026 San Diego Wealth Report
Attention SDG&E customers: Grid instability is creating a massive arbitrage opportunity. Claim the SGIP Rebate before funds are depleted.
Avg Grid Rate
$0.48/kWh
▲ 12% vs 2024
Local Incentive
SGIP Rebate
Status: ACTIVE
Solar Viability
OPTIMAL
240+ Sunny Days
Why San Diego is a "Gold Mine" for Solar in 2026
Most homeowners in San Diego are passively paying $0.48 to SDG&E. They are losing money every month. The "Supercycle" strategy for CA residents is simple:
- Step 1: Stop renting your power. Own it.
- Step 2: Install a battery to capture the SGIP Rebate (Value: $150 - $1,000/kWh).
- Step 3: Sell power back to the grid during peak heat waves when rates spike.
Insider Tip:
SDG&E rates have historically risen by 4-6% annually. By locking in your hardware cost today (minus the 30% Federal Tax Credit), you are essentially freezing your energy bill for 25 years.
Surviving the NEM 3.0 Era
San Diego has the most expensive electricity in the continental US. Under NEM 3.0, solar alone is no longer enough because export rates are low. You must have a battery.
The Strategy: This is pure arbitrage. You charge your battery from your solar panels during the day (free energy). You discharge that battery from 4 PM - 9 PM when SDG&E rates spike.
The SGIP Rebate
California's Self-Generation Incentive Program (SGIP) offers cash rebates for installing battery storage. Funds are tiered:
- General Market: ~$150-$200 per kWh of storage.
- Equity Resiliency: Up to $1,000 per kWh (effectively free batteries) for high fire-risk zones or low-income households.
Check Your San Diego Eligibility
See if your specific property qualifies for the SGIP Rebate and Federal ITC.
Rebate Eligibility Scanner
Check your qualification status for the 2026 Federal & State Programs.